Overdraft facility

Freedom and flexibility

12.79 % p.a.

Variable interest rate

Apply now LiveChat

Freedom and flexibility

12.79 % p.a.

Variable interest rate

Apply now LiveChat

Achieve peace of mind and convenience by having access to cash when you need it. Take out an Overdraft facility to ensure you can access cash when your bank account reaches zero. The best part? Automatic activation and no maximum Overdraft limit.

The details:

  • Your overdraft forms part of your Everyday Transaction Account.

  • There is no maximum Overdraft limit.

  • Your interest is calculated daily on any outstanding balance and charged monthly in arrears.

  • Use your Snow Star Credit Union Visa Debit or ATM Card to access the Overdraft.

Rates & fees

  • Rates
    Variable
    Variable
    Interest
    rate (p.a)
    Variable interest rate
    Interest rate (p.a)

    12.79%

  • Fees
    One-off fees
    One-off fees
    Amount
    Application fee
    Amount

    $0

    Establishment fee
    Amount

    $0

    Redraw fee
    Amount

    $0

    Ongoing fees
    Ongoing fees
    Amount
    Annual fee for limits under $1,0001
    Amount

    $30

    Annual fee for limits over $1,0001
    Amount

    $72

Loan repayments calculator

Work out what your minimum loan repayments may be, for any borrowed amount.

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We can help you

Taking out a personal Overdraft facility is a journey you shouldn’t go through alone. Our Lending Specialists are here to guide you through the process.

Stopwatch

Apply online

Ready to apply? It only takes 10 minutes to get started online.

Apply now
Call us

Call us

Speak with a loan specialist and apply over the phone.

LiveChat

  • More information about Overdrafts

    Repayments

    You will only be required to cover a minimum monthly repayment of 5% of the outstanding balance or $20 (whichever is greatest).
    Easily transfer funds anytime to reduce your outstanding balance and reduce the interest you pay.

     

    Security

    The Overdraft is typically unsecured, but we do assess on a case-by-case basis.

Terms and Conditions

Important Information
Interest Rates effective 5 January 2021.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. The Overdraft Service Fee is payable on the last business day in June.